Terms & Conditions

Effective Date: January 1, 2026

Important Notice: By using this website and our services, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding.

1. Acceptance of Terms

By accessing and using this website ("Site"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms and conditions, please do not use this service.

2. Description of Service

Our website provides an online platform that helps consumers:

Compare auto insurance quotes from multiple providers

Connect with licensed insurance agents and brokers

Access information about insurance coverage options

Submit applications for insurance coverage

We act as an intermediary between consumers and insurance providers. We do not provide insurance coverage directly.

3. Eligibility and Requirements

Age Requirements

You must be at least 18 years old to use our services. By using this website, you represent and warrant that you are at least 18 years of age.

Accurate Information

You agree to provide accurate, current, and complete information when:

Completing our quiz or application forms

Speaking with insurance agents or representatives

Submitting any documentation or information

4. Use of Website

Permitted Uses

You may use our website for lawful purposes only. You agree not to use the site:

In any way that violates any applicable federal, state, local, or international law

To submit false, inaccurate, or misleading information

To interfere with or disrupt the site's servers or networks

To attempt to gain unauthorized access to any portion of the site

For commercial purposes without our express written consent

Prohibited Activities

The following activities are strictly prohibited:

Scraping, harvesting, or collecting data from our website

Using automated systems or bots to interact with our site

Reverse engineering or attempting to extract source code

Distributing viruses, malware, or other harmful code

Impersonating another person or entity

5. Insurance Quotes and Applications

Quote Accuracy

Insurance quotes provided through our service are estimates only. Final rates and coverage terms are determined by the insurance companies and may differ from initial quotes based on:

Verification of information provided

Underwriting guidelines and requirements

State regulations and local factors

Credit history and driving record review

No Guarantee of Coverage

We do not guarantee that you will qualify for insurance coverage or receive the quoted rates. Insurance companies reserve the right to approve or deny applications based on their underwriting criteria.

6. Third-Party Relationships

Insurance Partners

We work with licensed insurance agents, brokers, and companies. These third parties:

Are independent entities not controlled by us

Have their own terms and conditions

Are responsible for their own services and products

May contact you directly regarding insurance products

Marketing Consent

By using our service, you consent to be contacted by our insurance partners via:

Phone calls (including automated calls)

Text messages

Email communications

Direct mail

7. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of our company or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

Copy, modify, or distribute any content without permission

Use our trademarks or logos without authorization

Create derivative works based on our content

Remove copyright or proprietary notices

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Disclaimers

Service "As Is"

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:

The accuracy or completeness of information

Uninterrupted or error-free service

The quality of insurance products offered by partners

Compatibility with your specific needs

No Professional Advice

The information provided on our website is for general informational purposes only and does not constitute:

Professional insurance advice

Legal or financial advice

Recommendations for specific insurance products

Guarantee of coverage or rates

10. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

Your use of our website or services

Inability to use our website

Errors or omissions in content

Actions of third-party insurance providers

Loss of data or business interruption

11. Indemnification

You agree to indemnify and hold harmless our company, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

Your violation of these Terms and Conditions

Your use of our website or services

Information you provide to us or our partners

Your violation of any third party's rights

12. Termination

We reserve the right to terminate or suspend your access to our website at any time, without notice, for any reason, including:

Violation of these Terms and Conditions

Fraudulent or illegal activity

Technical or security concerns

Discontinuation of services

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state where our company is located. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

14. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of the website after any changes indicates your acceptance of the new terms.

15. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have questions about these Terms and Conditions, please contact us:

Email: affiliate@marketcall.com

17. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and our company regarding the use of our website and services.

Acknowledgment: By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.